1.0 Purpose. FINCA Zambia (FZM) maintains a Cookie Policy as part of its overall Privacy policy. FZM believes that it is a good business practice to be transparent with FZM customers and website visitors who seek information relating to FZM products and services and who are interested in furthering FZM’s goals – while maintaining their individual right to privacy.

2.0 Use of Cookies. A FZM entity may use cookies, (identify specific category of cookies used by IT, Operations, and Marketing) and other tracking technology on any website including mobile websites and applications, other channels, or media used and connected to FZM website. Cookies are used to personalize and enhance the user’s experience.

3.0 What is a Cookie and what are they used for? A cookie is a sequence of information deposited and stored on a computer by FZM or its third party vendors that becomes a unique identifier when you query or visit/revisit a site. Cookies are used to record your visits, preferences, pages visited, and keep you logged in- all used by FZM to improve the visitors experience.

4.0 Types of Cookies

4.1 Advertising Cookies. Advertising cookies are placed on a computer by third party advertisers and ad servers that are approved by FZM. These cookies display advertisements that might be of interest to the Customer/visitor. These cookies also allow the third parties to gather information about a visitor to the Site and other websites, alternate the ads sent to a specific computer, and track the frequency of the ad views. These cookies may gather any personal information about the user.

4.2 Analytics Cookies. Analytics cookies monitor how visitors reached the Site, and how they interact with and click through the Site. These cookies monitor the Site features and register the performance of the Site features.

4.3 FZM Cookies. These are “first-party cookies”, and can be either permanent or temporary. These are necessary in order for the Site to work properly or be able to provide certain features and functionalities. Disabling these types of Cookies may affect the Site’s functionality.

4.4 Personalization Cookies. Personalization cookies are used to recognize repeat visitors to the Site. FZM uses these cookies to record browsing history, the pages that were visited, and stores your settings and preferences each time the visitor accesses the Site.

4.5 Security Cookies. These cookies identify and prevent security risks. They also authenticate users and protect visitors from unauthorized parties.

4.6 Site Management Cookies. Site management cookies are used to maintain the visitor’s identity or session on the Site so that you are not logged off by accident. Information on a page. These cookies can be disabled along with other cookies in the visitor’s browser.

4.7 Third-Party Cookies. Third-party cookies may be placed on a visitor’s browser when visitor enters the Site by companies that run certain services or whom FZM has approved. These cookies allow the third parties to gather and track certain information about the visitor. These cookies can be manually disabled in the visitor’s browser.

5.0 Privacy Policy. Link to privacy policy

6.0 Contact Person

If you have questions or comments about this Cookie Policy, please contact us at: [email protected]