Our mission drives the business, and whilst giving access to finance the world’s lowest income is still our primary role; our responsibility extends into helping people and communities to build better lives. We therefore, provide access to flexible finance that helps our clients achieve their life goals conveniently– build a business, acquire assets, improve their living conditions or invest in education for their children. Our lending puts special emphasis on Customer Protection Principles: to avoid over-indebtedness, transparent pricing,  appropriate collection practices, ethical staff behaviour, mechanisms to redress grievances, privacy of client data.

Loan Products

Small Enterprise Loan

This loan product is designed for entrepreneurs with much bigger businesses and who may need a larger amount of loan to boost up their working capital. This product requires minimum documentation and flexible collateral.

Business Loan

This is an individual loan product that offers an opportunity for business owners who need working capital to expand their businesses, keep them running or take it to the next level. This product is very affordable.

Group Loan

No matter how small your business is, this product offers you an opportunity to realize your business growth ambitions which should not be constraint by lack of capital or collateral.

FINCA Zambia Ltd is a Microfinance Deposit Taking Institution regulated by The Bank Of Zambia under the Banking and Financial Services (Microfinance) Regulations, 2006. FINCA ZAMBIA is a subsidiary of FINCA Microfinance Holding Company LLC (FMH), and part of a network of 21 microfinance institutions and banks that provide socially responsible financial services that enable low-income individuals and communities to invest in the future.
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