You can achieve so much more together

This loan product is easy to access and is tailor made to suit the needs of men and women with small businesses. No matter how small your business is, this product offers you an opportunity to realize your business growth ambitions, which should not be constrained by lack of capital or collateral.


  • Lower and competitive interest rates

  • Flexible collateral requirement.

  • Flexible loan repayments periods

  • Increased subsequent loan amounts

  • Guidance and Financial Training offered

  • No formal business documentation required

  • No need to come to us, we will come to you

Additional Features

  • Group size 3 to 10 members

  • Loans start from as low as K1,500 to K20,000

  • Group guarantor ship

Village Bank is a group loan of which loans are disbursed individually to each member. Village bank members do not need to pledge collateral in order for them to access this loan. This product has its unique way of bringing the community together to network, share ideas and work together to achieve each member’s aspirations.


  • Need to own and run a business

  • Need to form a group of 3 or more members

Term and Conditions

  • Aged 18 years and above

  • Business must have been in operation for the last 6 months